Payment Types

       In the everfi.com  payment types module, I learned all the different types of payments there is.Here are some advice, when getting a credit card you should always check for the interest and how long you wont have interest for.Interest is a charge you will have to pay for borrowing money.When getting a debit card try to look for a card that wont require a high minimum balance and a low fee if you will ever go under the minimum balance.Another thing, if you pay with credit try to pay it all at once so you wont have to pay interest.

H&R Block Budget Challenge

      During these last few weeks of doing the H&R Block Budget,I learned how to pay my bills, and if i don't pay on time I get a penalty or a late fee if I passed the grace period.I find it easier to make a monthly expenses sheet so i can keep track of how much i'm spending.A good way to keep track of what is going in and out of your bank account is to keep up with the cash flow spreadsheet.I also learned how the money that comes out of my check gets seperated.Im hoping to learn more with this challenge.

Here is a picture of my monthly budget:

     

My introduction

  My introduction

Hi, I am Iliriana and I'm a Senior in Curtis High school in the NA program.I Take a career and financial management,where i hope ill learn alot, and be able to use this knowledge in the future.In my blog, I'll be letting you guys know what i learned in this class and, what my thoughts are on them. I hope to be able to help you too.

   

an interesting post you  guys should check out is  :

https://www.mrmoneymustache.com/2017/11/05/when-your-shitty-health-insurance-doubles-in-price/